https://www.youngju.dev/blog 천천히 올바르게. AI Researcher & DevOps Engineer Youngju's tech blog. GPU/CUDA, LLM, MLOps, Kubernetes AI workloads, distributed training, and data engineering. ko fjvbn2003@gmail.com (Youngju Kim) fjvbn2003@gmail.com (Youngju Kim) Thu, 18 Jun 2026 00:00:00 GMT https://www.youngju.dev/blog/finance/2026-06-18-dollar-cost-averaging-dca.en https://www.youngju.dev/blog/finance/2026-06-18-dollar-cost-averaging-dca.en The principles, pros, and cons of dollar-cost averaging (DCA), investing a fixed amount on a regular schedule. We weigh the research comparing it with lump-sum investing, the volatility-smoothing and psychological benefits, combining it with automation and rebalancing, and its limits. Thu, 18 Jun 2026 00:00:00 GMT fjvbn2003@gmail.com (Youngju Kim) financedollar-cost-averagingdcainvestment-strategyinvestment-literacy https://www.youngju.dev/blog/finance/2026-06-18-dollar-cost-averaging-dca.ja https://www.youngju.dev/blog/finance/2026-06-18-dollar-cost-averaging-dca.ja 一定額を定期的に投資する積立投資(DCA)の原理と長所・短所を整理します。一括投資(lump sum)と比較した研究、変動の緩和と心理的な利点、自動化やリバランスとの組み合わせ、そして限界までバランスよく見ていきます。 Thu, 18 Jun 2026 00:00:00 GMT fjvbn2003@gmail.com (Youngju Kim) financedollar-cost-averagingdcainvestment-strategyinvestment-literacy https://www.youngju.dev/blog/finance/2026-06-18-dollar-cost-averaging-dca https://www.youngju.dev/blog/finance/2026-06-18-dollar-cost-averaging-dca 일정 금액을 정기적으로 투자하는 적립식 투자(DCA)의 원리와 장단점을 정리합니다. 일시투자(lump sum)와 비교한 연구, 변동성 완화와 심리적 이점, 자동화와 리밸런싱 결합, 그리고 한계까지 균형 있게 살펴봅니다. Thu, 18 Jun 2026 00:00:00 GMT fjvbn2003@gmail.com (Youngju Kim) financedollar-cost-averagingdcainvestment-strategyinvestment-literacy https://www.youngju.dev/blog/finance/2026-06-18-long-term-vs-market-timing.en https://www.youngju.dev/blog/finance/2026-06-18-long-term-vs-market-timing.en Why trying to call market bottoms and tops is so hard, and how long-term investing and compounding put time on your side. We balance the cost of missing the best days, how to sit through volatility, and the quiet power of regular, staggered investing. Thu, 18 Jun 2026 00:00:00 GMT fjvbn2003@gmail.com (Youngju Kim) financelong-term-investingmarket-timingcompoundinginvestment-literacy https://www.youngju.dev/blog/finance/2026-06-18-long-term-vs-market-timing.ja https://www.youngju.dev/blog/finance/2026-06-18-long-term-vs-market-timing.ja 市場の底や天井を当てようとするマーケットタイミングがなぜこれほど難しいのか、そして時間を味方につける長期投資と複利がどのように結果を生むのかを整理します。ベストデーを逃したときの損失、変動に耐える方法、分割・積立投資の力をバランスよく見ていきます。 Thu, 18 Jun 2026 00:00:00 GMT fjvbn2003@gmail.com (Youngju Kim) financelong-term-investingmarket-timingcompoundinginvestment-literacy https://www.youngju.dev/blog/finance/2026-06-18-long-term-vs-market-timing https://www.youngju.dev/blog/finance/2026-06-18-long-term-vs-market-timing 시장의 바닥과 꼭대기를 맞히려는 마켓 타이밍이 왜 그토록 어려운지, 그리고 시간을 자기 편으로 만드는 장기투자와 복리가 어떻게 결과를 만드는지 정리합니다. 베스트 데이를 놓쳤을 때의 손실, 변동성을 견디는 법, 분할·정기 투자의 힘을 균형 있게 살펴봅니다. Thu, 18 Jun 2026 00:00:00 GMT fjvbn2003@gmail.com (Youngju Kim) financelong-term-investingmarket-timingcompoundinginvestment-literacy