https://www.youngju.dev/blog 천천히 올바르게. AI Researcher & DevOps Engineer Youngju's tech blog. GPU/CUDA, LLM, MLOps, Kubernetes AI workloads, distributed training, and data engineering. ko fjvbn2003@gmail.com (Youngju Kim) fjvbn2003@gmail.com (Youngju Kim) Thu, 18 Jun 2026 00:00:00 GMT https://www.youngju.dev/blog/finance/2026-06-18-diversification-asset-allocation.en https://www.youngju.dev/blog/finance/2026-06-18-diversification-asset-allocation.en Why diversification works (correlation), the asset classes of stocks, bonds, cash, and alternatives, the 60/40 portfolio and its variations, rebalancing, and lifecycle allocation, explained at a beginner level. This article is for educational purposes and is not investment advice. Thu, 18 Jun 2026 00:00:00 GMT fjvbn2003@gmail.com (Youngju Kim) financediversificationasset-allocationinvesting-basicsrebalancingrisk https://www.youngju.dev/blog/finance/2026-06-18-diversification-asset-allocation.ja https://www.youngju.dev/blog/finance/2026-06-18-diversification-asset-allocation.ja 分散がなぜ機能するのか(相関)、株式・債券・現金・オルタナティブという資産クラス、60対40ポートフォリオとその変形、リバランス、ライフサイクル配分までを初心者の目線で整理します。本記事は教育目的であり、投資勧誘ではありません。 Thu, 18 Jun 2026 00:00:00 GMT fjvbn2003@gmail.com (Youngju Kim) financediversificationasset-allocationinvesting-basicsrebalancingrisk https://www.youngju.dev/blog/finance/2026-06-18-diversification-asset-allocation https://www.youngju.dev/blog/finance/2026-06-18-diversification-asset-allocation 분산이 왜 작동하는지(상관관계), 주식·채권·현금·대체자산이라는 자산군, 60대 40 포트폴리오와 그 변형, 리밸런싱, 생애주기 배분까지 초보자 눈높이로 정리합니다. 본 글은 교육 목적이며 투자 권유가 아닙니다. Thu, 18 Jun 2026 00:00:00 GMT fjvbn2003@gmail.com (Youngju Kim) financediversificationasset-allocationinvesting-basicsrebalancingrisk https://www.youngju.dev/blog/finance/2026-06-18-etf-portfolio-basics.en https://www.youngju.dev/blog/finance/2026-06-18-etf-portfolio-basics.en From what an ETF actually is, to the differences between index, sector, theme, and bond ETFs, costs and tracking error, distributions, the core-satellite approach, and the first steps and common mistakes for beginners. This article is for educational purposes and is not investment advice. Thu, 18 Jun 2026 00:00:00 GMT fjvbn2003@gmail.com (Youngju Kim) financeetfportfolioinvesting-basicsindex-fundasset-allocation https://www.youngju.dev/blog/finance/2026-06-18-etf-portfolio-basics.ja https://www.youngju.dev/blog/finance/2026-06-18-etf-portfolio-basics.ja ETFとは何かから、インデックス・セクター・テーマ・債券ETFの違い、コストとトラッキングエラー、分配金、コア・サテライト戦略、最初の一歩とよくある失敗まで、初心者の目線で整理します。本記事は教育目的であり、投資勧誘ではありません。 Thu, 18 Jun 2026 00:00:00 GMT fjvbn2003@gmail.com (Youngju Kim) financeetfportfolioinvesting-basicsindex-fundasset-allocation https://www.youngju.dev/blog/finance/2026-06-18-etf-portfolio-basics https://www.youngju.dev/blog/finance/2026-06-18-etf-portfolio-basics ETF가 무엇인지부터 인덱스·섹터·테마·채권 ETF의 차이, 비용과 추적오차, 분배금, 핵심-위성 전략, 첫 투자를 시작하는 단계와 흔한 실수까지 초보자 관점에서 차근차근 정리합니다. 본 글은 교육 목적이며 투자 권유가 아닙니다. Thu, 18 Jun 2026 00:00:00 GMT fjvbn2003@gmail.com (Youngju Kim) financeetfportfolioinvesting-basicsindex-fundasset-allocation https://www.youngju.dev/blog/finance/2026-06-18-risk-management-stop-loss.en https://www.youngju.dev/blog/finance/2026-06-18-risk-management-stop-loss.en Volatility and maximum drawdown (MDD), position sizing, stop-loss and take-profit rules, scaling in, emotion and risk, the Kelly concept, and the dangers of leverage, explained for beginners. This article is for educational purposes and is not investment advice. Thu, 18 Jun 2026 00:00:00 GMT fjvbn2003@gmail.com (Youngju Kim) financerisk-managementstop-lossposition-sizinginvesting-basicsvolatility https://www.youngju.dev/blog/finance/2026-06-18-risk-management-stop-loss.ja https://www.youngju.dev/blog/finance/2026-06-18-risk-management-stop-loss.ja ボラティリティと最大ドローダウン(MDD)、ポジションサイジング、損切りと利確の規則、分割買い、感情とリスク、ケリーの概念、レバレッジの危険までを初心者の目線で整理します。本記事は教育目的であり、投資勧誘ではありません。 Thu, 18 Jun 2026 00:00:00 GMT fjvbn2003@gmail.com (Youngju Kim) financerisk-managementstop-lossposition-sizinginvesting-basicsvolatility https://www.youngju.dev/blog/finance/2026-06-18-risk-management-stop-loss https://www.youngju.dev/blog/finance/2026-06-18-risk-management-stop-loss 변동성과 최대낙폭(MDD), 포지션 사이징, 손절과 익절 규칙, 분할 매수, 감정과 리스크, 켈리 개념, 레버리지의 위험까지 초보자 관점에서 정리합니다. 본 글은 교육 목적이며 투자 권유가 아닙니다. Thu, 18 Jun 2026 00:00:00 GMT fjvbn2003@gmail.com (Youngju Kim) financerisk-managementstop-lossposition-sizinginvesting-basicsvolatility